Iowa income tax in 2026
Iowa taxes wages at a flat 3.8% of taxable income. Iowa starts from federal taxable income, so the federal standard deduction ($16,100 single, $32,200 married filing jointly) already applies. The tax is then reduced by a $40 credit per filer ($80 for joint and head-of-household returns), $40 per dependent and $20 for anyone 65 or older.
| Taxable income | Rate |
|---|---|
| Over $0 | 3.8% |
Local taxes: School districts add a surtax of up to 20% of the state tax (most under 11%), and six counties add an emergency medical services surtax of up to 1%. Not included above.
Examples
- Single, $60,000: take-home about $48,762 a year ($4,063 a month) after $5,020 federal tax, $4,590 FICA and $1,628 Iowa tax.
- Married, $120,000, two children under 17: about $102,004 a year ($8,500 a month) after $5,640 federal tax (after the Child Tax Credit), $9,180 FICA and $3,176 Iowa tax.
Both use the federal standard deduction and no pre-tax deductions; change any detail in the calculator above.
Questions
What is Iowa's income tax rate in 2026?
Iowa taxes wages at a flat 3.8% of taxable income in 2026. Iowa starts from federal taxable income, so the federal standard deduction ($16,100 single, $32,200 married filing jointly) already applies. The tax is then reduced by a $40 credit per filer ($80 for joint and head-of-household returns), $40 per dependent and $20 for anyone 65 or older.
How much is $60,000 a year after tax in Iowa?
For a single filer with no pre-tax deductions, about $48,762 a year ($4,063 a month): $5,020 federal income tax, $4,590 Social Security and Medicare and $1,628 Iowa income tax.
Are there local income taxes in Iowa?
Yes: School districts add a surtax of up to 20% of the state tax (most under 11%), and six counties add an emergency medical services surtax of up to 1%. They aren't included in this calculator.
Iowa rules checked on 2026-10-01: legis.iowa.gov, revenue.iowa.gov, revenue.iowa.gov, revenue.iowa.gov. Federal figures from the IRS (Rev. Proc. 2025-32). An estimate, not tax advice.