Maryland Paycheck Calculator 2026

See your take-home pay in Maryland after federal income tax, Maryland income tax, Social Security and Medicare.

$
Paid per
$

Pre-tax. 2026 limit $24,500 a person.

$

Health insurance, HSA or FSA through payroll.

$

Used only if more than the standard deduction.

Take-home per month
$3,992.17
Per year
$47,906.00
Every 2 weeks
$1,842.54
2026, federal and Maryland, before local taxes
YearMonth2 weeks
Gross pay$60,000.00$5,000.00$2,307.69
Federal income tax-$5,020.00-$418.33-$193.08
Social Security-$3,720.00-$310.00-$143.08
Medicare-$870.00-$72.50-$33.46
Maryland income tax-$2,484.00-$207.00-$95.54
Take-home pay$47,906.00$3,992.17$1,842.54

How your federal income tax is worked out

  • Adjusted gross income $60,000.00 − standard deduction $16,100.00 = taxable income $43,900.00
  • 10% on $12,400.00, 12% on $31,500.00 = $5,020.00
  • Maryland: taxable income $53,400.00, tax $2,484.00
  • Not included: Every county and Baltimore City adds a local income tax on the same taxable income, from 2.25% (Worcester) to 3.3% (Dorchester, Kent); most charge 3.2%, and Anne Arundel and Frederick use graduated rates.

You pay 20.16% of your pay in income tax and FICA. On a raise, you keep about 80.35% of each extra dollar before state tax (federal marginal rate 19.65%).

State tax uses each state's 2026 rates, standard deduction and exemptions for a resident employee; city and county income taxes aren't included. An estimate for wages; it doesn't include the Earned Income Tax Credit, the tips and overtime deductions, state credits beyond the basic ones, or other income. Not tax advice.

Maryland income tax in 2026

Maryland taxes wages at 2% to 6.5% of taxable income. Maryland's 2026 standard deduction is a flat $3,400 for single filers and $6,850 for married couples filing jointly and heads of household. Each filer and dependent gets a $3,200 exemption, cut to $1,600, $800 and then nothing as federal AGI passes $100,000, $125,000 and $150,000 ($150,000, $175,000 and $200,000 for joint filers); filers 65 or older get $1,000 more.

Maryland 2026 tax brackets, single
Taxable incomeRate
$0 to $1,0002%
$1,000 to $2,0003%
$2,000 to $3,0004%
$3,000 to $100,0004.75%
$100,000 to $125,0005%
$125,000 to $150,0005.25%
$150,000 to $250,0005.5%
$250,000 to $500,0005.75%
$500,000 to $1,000,0006.25%
Over $1,000,0006.5%
Maryland 2026 tax brackets, married filing jointly
Taxable incomeRate
$0 to $1,0002%
$1,000 to $2,0003%
$2,000 to $3,0004%
$3,000 to $150,0004.75%
$150,000 to $175,0005%
$175,000 to $225,0005.25%
$225,000 to $300,0005.5%
$300,000 to $600,0005.75%
$600,000 to $1,200,0006.25%
Over $1,200,0006.5%
Maryland 2026 tax brackets, head of household
Taxable incomeRate
$0 to $1,0002%
$1,000 to $2,0003%
$2,000 to $3,0004%
$3,000 to $150,0004.75%
$150,000 to $175,0005%
$175,000 to $225,0005.25%
$225,000 to $300,0005.5%
$300,000 to $600,0005.75%
$600,000 to $1,200,0006.25%
Over $1,200,0006.5%

County income tax and Maryland's earned income and poverty-level credits aren't included.

Local taxes: Every county and Baltimore City adds a local income tax on the same taxable income, from 2.25% (Worcester) to 3.3% (Dorchester, Kent); most charge 3.2%, and Anne Arundel and Frederick use graduated rates. Not included above.

Examples

  • Single, $60,000: take-home about $47,906 a year ($3,992 a month) after $5,020 federal tax, $4,590 FICA and $2,484 Maryland tax.
  • Married, $120,000, two children under 17: about $100,466 a year ($8,372 a month) after $5,640 federal tax (after the Child Tax Credit), $9,180 FICA and $4,714 Maryland tax.

Both use the federal standard deduction and no pre-tax deductions; change any detail in the calculator above.

Questions

What is Maryland's income tax rate in 2026?

Maryland taxes wages at 2% to 6.5% of taxable income in 2026. Maryland's 2026 standard deduction is a flat $3,400 for single filers and $6,850 for married couples filing jointly and heads of household. Each filer and dependent gets a $3,200 exemption, cut to $1,600, $800 and then nothing as federal AGI passes $100,000, $125,000 and $150,000 ($150,000, $175,000 and $200,000 for joint filers); filers 65 or older get $1,000 more.

How much is $60,000 a year after tax in Maryland?

For a single filer with no pre-tax deductions, about $47,906 a year ($3,992 a month): $5,020 federal income tax, $4,590 Social Security and Medicare and $2,484 Maryland income tax.

Are there local income taxes in Maryland?

Yes: Every county and Baltimore City adds a local income tax on the same taxable income, from 2.25% (Worcester) to 3.3% (Dorchester, Kent); most charge 3.2%, and Anne Arundel and Frederick use graduated rates. They aren't included in this calculator.

Maryland rules checked on 2026-10-01: marylandcomptroller.gov, marylandcomptroller.gov, marylandcomptroller.gov, mgaleg.maryland.gov. Federal figures from the IRS (Rev. Proc. 2025-32). An estimate, not tax advice.

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