Free Investment Calculators

Project returns, compare one-time and monthly investing, plan withdrawals and retirement, and see what inflation and tax do to the result. Every calculator shows its formula and works in any currency.

All 20 tools here work now, and none of them needs credits.

SIP CalculatorSee how a monthly SIP can grow, with a yearly step-up, inflation, a chart and a yearly table, in any currency.Lumpsum CalculatorFuture value of a one-time investment at an expected return, also in today's money, with a yearly table.SWP CalculatorHow long your money lasts with monthly withdrawals, rising with inflation if you like, with a month-by-month schedule.Compound Interest CalculatorSavings growth with regular deposits or withdrawals, daily to continuous compounding, a yearly table and a chart, in any currency.CAGR CalculatorCompound annual growth rate between two values over years or dates, or the end value at a CAGR, with a yearly table.NPV, IRR & XIRR CalculatorNet present value and internal rate of return for yearly or dated cash flows, including XIRR for SIPs and mutual funds.Retirement CalculatorSavings needed at retirement and the monthly amount to save, with a yearly step-up, pensions and a year-by-year plan.Inflation CalculatorWhat money from any year is worth now and how its buying power changed, from official CPI data (US since 1913, UK since 1988, India since 2013), or future costs.FD CalculatorFixed deposit, term deposit or CD maturity and interest for any term in years, months and days, any compounding, any currency.RD CalculatorRecurring deposit maturity value with bank-style quarterly (or monthly) compounding and a yearly table, in any currency.PPF CalculatorPublic Provident Fund maturity at 7.1% for yearly or monthly deposits, with extensions and a year-by-year balance.Sukanya Samriddhi CalculatorSSY maturity at 21 years at the current 8.2% rate, with the maturity year and a yearly table.401(k) CalculatorYour 401(k) at retirement with the 2026 IRS limits ($24,500 plus catch-up), your employer match (one or two tiers) and the monthly income it could pay.ROI CalculatorReturn on investment and annualized ROI from what you paid, what you got back, fees, income and how long you held it.Capital Gains Tax CalculatorTax on a gain from shares, property or crypto: US 2026 (0/15/20%, NIIT), UK 2026/27 (18%/24%), Australia (50% discount) and India (12.5%/20%, indexation).Crypto Tax Calculator (India)Tax on crypto and VDA gains for Tax Year 2026-27 (FY 2026-27): 30% plus cess, 1% TDS credit, losses not set off.Savings Goal CalculatorHow much to save each month to reach a goal by a date, or how long your monthly savings take, with interest.Interest Rate CalculatorConvert APR to APY or effective annual rate for any compounding, and find a loan's interest rate from its payment.Simple Interest CalculatorSimple interest, principal, rate or time, in years, months or days, with the working and a yearly table.Currency ConverterConvert 160+ currencies with daily mid-market rates: USD, EUR, GBP, INR, AED and more.

Use real returns

Run your plan twice: once with the expected return and once with that return minus inflation. The second number is closer to what your money will buy. These are estimates, not investment advice.

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